ObamaCare: What's An American To Do? (Part 4 - Prescription, Dental, and Vision)

This is where I need your help.

I've found some truly cost-saving programs, but these are just a few - there must be more. Take a look below, and if you have used another program that has worked well for you, please contact me so I can share it for everyone else.

Thanks!

Prescription plans.

Researching this was really frustrating, until I learned about some great plans that pharmacies will not tell you about. When we were without insurance, I called around to all my local pharmacies about our medications, and asked them what their absolute lowest prices were (including any discount plans they knew of) and I got discouraged by how high the prescription prices still were.

Then our friends told us about these. I don't know how they can offer such amazing discounts, but I'm glad they do!

GoodRx

We have personally used this plan, and have saved hundreds of dollars on it. You enter the drug info, and your zip code, and it gives you a list of local pharmacies with the GoodRx discounted price for each, and the link to a coupon you can print out to give to the pharmacy. The prices were so low it seemed too good to be true. But, we tried it and were amazed. We handed the coupon to the pharmacy and they accepted it without any questions. Some employees even expressed shock at how good the deals were. With one of our monthly prescriptions, the lowest price anywhere would have been $200. With the GoodRx coupon we paid $17. You only have to show the coupon once, and the reduced price is applied every month.

NeedyMeds
They send you offsite to a Drug Pricing Calculator, and then it's generally the same as GoodRx, with a coupon you print out and hand to your pharmacy. It's a little complicated to use, but its prices are comparable to GoodRx - some were lower, and some were higher. For us, it was just simpler to average out our savings through using GoodRx overall, but you may find NeedyMeds provides better savings for your particular prescriptions.

Costco

You do not have to be a member to use their pharmacy! They have great deals. They quote prices on their website, but you'll get the most accurate information by calling the Costco nearest you. They'll even mail it to your home.

Careington
You can join under 2 different levels of Vision/Dental/Prescription plans. Look for details under my Vision or Dental sections below. The one thing I noted is they do offer emergency contraceptives, so when you join their prescription plan with your monthly fee, you might be violating your pro-life convictions.
See Part 3 of my series on Abortion.

"Discount" prescription cards.
I've seen a lot of these floating around (on the counter in doctor's waiting rooms, or even on church literature tables), little plastic cards by a lot of different companies which promise discounts once handed to your pharmacy. I've checked the prices on many of these cards and have not found much discount at all. When I've shown them to pharmacies, many won't even bother taking them from your hand - they just say, "We already have a discount we'll apply," which, as stated above, isn't much of a discount at all.

Dental plans.

Careington
When you click on your state, it takes you to three levels of plans you can join, which may combine Vision and Prescription with other benefits as well. You must use a participating provider.

Vision plans.

VSP

You must use a participating provider. Our optometrist said this company offers the best discounts. I did a quick check and found it would save our family hundreds of dollars a year (above being a self-pay patient), since there are three of us who wear glasses/contact lenses.

Careington
When you click on your state, it takes you to three levels of plans you can join, which may combine Vision and Prescription with other benefits as well. They have their own package deal with VSP. You must use a participating provider.

Mix-and-match
Optometrists in discount stores like Costco and Walmart can offer reduced prices as well. And, you can  mix-and-match prices between your optometrist and another provider. In one instance, we had used VSP for our eye exams, but went to Costco to buy less expensive frames for our glasses. Costco also has reduced prices on lenses for minors.

Ok, that's what I have so far. What other great savings can you share with me?


ObamaCare: What's An American To Do? (Part 1 - Introduction)
ObamaCare: What's An American To Do? (Part 2 - Alternatives to ObamaCare)
ObamaCare: What's An American To Do? (Part 3 - Abortion)
ObamaCare: What's An American To Do? (Part 4 - Prescription, Dental, and Vision)

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